Questions to Ask About the Workers’ Compensation Claims Process
If you have hired are preparing to file a workers’ compensation claim, you may seek the advice of a Iowa workers compensation attorney. For example, you may have several questions about the benefits you may receive, medical treatment requirements and work-related issues. Do not be afraid to ask an experienced lawyer about the claims process.
Making a Claim
Workers’ compensation approval is based on several key factors, your injury notification timeline. Although employees have 90 days to file a claim in Iowa, consider filing as soon as you are injured and follow up with new information after visiting a doctor. Consider providing your employer with a written account of the injury, including when, how and where it occurred, and any witnesses.
You may ask about the length of the claims process and the next steps you will need to take.
Benefits
Ask your lawyer what benefits you may receive and how long it will take to receive them. You also need to know how long you will receive benefits and whether you can receive them if you go back to work either part or full time.
If your employer lacks workers’ compensation insurance, you may have other options, so ask your lawyer. In addition, lost wages may not be paid unless you are out of work for a specific period of time.
Medical Treatment
If your injury was not an emergency, consult with your employer about their preferred medical provider. If you do not have prior authorization from your employer, the company may not pay your medical bills. In addition, you may also file a petition for alternative medical care if you choose to be treated by a different doctor.
Also, inform your doctors that you are being treated for a work-related injury and be sure this information is included in your medical records and bills.
Although the process may be complicated and you may have missed a step, a workers’ compensation lawyer may still be able to help you win your case. Be informed about your rights and responsibilities, and seek knowledgeable counsel if you have questions.